1-2-3 PAY! Secure and simple system of mobile payment
Matjaz Rozman
Halcom d.d.
<geen email>
The solution uses public and private key technology saved on SIM smart cards (WPKI), and basic mobile telephone functions. Halcom's certifying agency, Halcom-CA is the first certificate agency in the region to have fully mastered the technology for saving public and private keys on SIM smart cards. Using WPKI technology and high quality software and the tried and tested Halcom business network and reliable technical connections with financial institutions, the Hal M-Payments solutions offers the following major advantages for users:
security: digital signature (WPKI)
easy-to-use: communication via SMS text message
also suitable for high-value payments: payment settled directly with user's bank account operates on all normal mobile telephones
low investment for partners (mobile operators, banks, and goods and serviceproviders): no major changes in information systems, relatively simple interface required.

Given the high security standards and ease of use, the Hal M-Payments solution is particularly suitable for the following e-services:

  • secure e-payment for goods and services (including high-value payments)
  • internet shopping
  • public administration
  • share trading
  • e-services
  • e-banking
  • gambling and other services...


I'm working in Halcom as Sales manager New Services, responsible for M-payment and secure M-identification.




Last modified: Wed, 24 Sep 2008 23:20:22 +0200